Articles

 Several years ago the life insurance industry’s response to a dismal 8% market penetration of long-term care Insurance was to learn why approximately 92 % of the population chose not to take advantage of the insured option of protecting themselves from this looming financial threat.  

What the Insurance Industry found was that people were staying away from this … [Read more...] about Combo Plans Combine Life and Long Term Care Insurance

Postmenopausal Women Who Smoked Are More Likely to Lose Teeth Due to Periodontal Disease 

Postmenopausal women who have smoked are at much higher risk of losing their teeth than women who never smoked, according to a new study published and featured on the cover of the Journal of the American Dental … [Read more...] about New Links to Help You Live and Feel Better

Many people are feeling very sorry for themselves because the Great Recession trashed their Golden Years retirement plans.  That’s as silly as being upset because the caterpillar turned into a butterfly.

We spend our working years looking forward to not working—to long lazy stretches of lying on the warm sand at a sunny beach or relaxing in a favorite recliner.  Reality is … [Read more...] about Leisure Is Like Salt

When I was young, I hadn’t heard the term ‘morning person’. I just knew that there were things I had to do so I got out of bed and did them. Now I know that a ‘morning person’  indicates one who prefers to get  chores finished as early as possible.

Being a morning person has advantages AND disadvantages. I am a morning person; by 7:00 A.M. I have a laundry going, e-mail checked … [Read more...] about Being a Morning Person

There are times we wish for change and times we dread it. To paraphrase the truth-filled saying, the only constant in life is change. 

Our ego-aspect fools itself by believing what we have will always be there, will never change. It’s like a form of temporary amnesia or a dream-state we walk around in, whether this is about a change we would welcome or one we … [Read more...] about Impermanence Is Here to Stay

The following is an excerpt from my soon to be released new book Adrenaline Dominance. 

PMDD  is a condition that has a tremendous impact on the quality of life of the woman who has it -  as well as on the people who surround her. Comparable to the other conditions I have written about, it also falls into the category of " we don't know what causes it". … [Read more...] about Premenstrual Dysphoric Disorder – PMDD

This past year my husband was in the hospital several times with a severe urinary tract infection. A couple of times I was not sure he would leave the hospital alive but God, creator of his life, was not ready to call him home. Currently he’s doing okay. After all the bouts with the UTIs I (hopefully) have learned how to recognize and avoid the onset of an infection and prevent more … [Read more...] about Be Your Own Best Friend

Are you playing fair with your To Do list?  I’ve been abusing mine for about a decade now and didn’t even know it.  I tell myself that I’m a slave to it--I did finally see the light about the lunacy of “getting it all done at all costs” a while back.  But I’ve just discovered I’m still approaching that To Do list the wrong way.

 I’ve been using it as a daily confirmation that I … [Read more...] about Revisiting My To-Do List

I am determined to enjoy a sense of achievement until my last breath! I refuse to simply sit and do nothing or just twiddle my thumbs. It is true that my list of ‘friends to call’ has gotten much shorter, mainly because many of them have died. I haven’t, so therefore I am going to enjoy the days I have left! There are few I can ‘do things with’, as in have lunch, go … [Read more...] about Do What You Enjoy